Dental insurance generally covers preventive services like cleanings and exams, basic procedures such as fillings, and major services including crowns and root canals. Coverage varies by plan.

Selecting the right plan depends on your dental needs and budget. Consider factors like coverage options, provider networks, and out-of-pocket costs. Compare plans to find one that meets your requirements.

Many dental insurance plans have waiting periods for major procedures to prevent abuse of benefits. Check your plan details to understand any waiting periods before undergoing significant treatments.

Many plans offer coverage for orthodontic treatments, especially for children. Verify with your insurance provider to see if orthodontics are included and understand any age or coverage limits.

If your dentist is not in-network, you may still receive care but might face higher out-of-pocket costs. Consider finding an in-network provider or inquire about out-of-network reimbursement options with your insurer.

To maximize benefits, schedule regular check-ups, use preventive services covered at 100%, and plan major treatments to coincide with your plan’s benefit renewal. Staying proactive helps ensure you receive full value from your insurance.